OBBBAcheck

OBBBA 2026 — Tips & Overtime Deduction

Find out exactly how much you keep.

Servers, bartenders, factory workers, nurses on overtime — the OBBBA lets you deduct up to $25,000 in tips and $12,500 in overtime premium pay from your federal taxes. Takes 90 seconds.

Bartender calculating OBBBA tip deduction
Factory worker eligible for OBBBA overtime deduction
Tax documents and calculator for OBBBA deduction
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Tips & Overtime in one session

Every other calculator handles one or the other. This one handles both.

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Real-time state conformity

Know instantly whether your state conforms — updated from live data, not outdated tables.

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Exact W-4 Line 4b amount

Stop overwithholding today. We give you the exact dollar to enter on your W-4.

FICA taxes (Social Security + Medicare) still apply to tips and overtime. We show you that too — because you deserve the accurate picture. Learn more →